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cardguy cardguy is online now
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D_Lion wrote :
We have many issues getting mixed here.

Are you debating a factual claim I made, a value I hold, or a conclusion?
I dispute your factual claim that most men (whether generally or in your "peer group") paying child support are living in squalor while their ex-wives are living idly and comfortably off of the child support money.
Last edited by cardguy; November 6th, 2009 at 09:19 pm.
- November 6th, 2009, 09:05 pm
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peg099 peg099 is offline
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Faira wrote :
But it's cool. Everyone walks their own path. Even frogs.
I believe frogs generally hop their paths
- November 6th, 2009, 09:08 pm
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littlebluemonkeymind littlebluemonkeymind is offline
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D_Lion wrote :
Of course.

I never claimed to associate with people rich enough to pay for two houses.

Are you denying that the female predominately gets possession, and flow of funds ties to possession and relative earnings (or lack thereof)?
OK, Froglet. I'm calling b.s. on all this.

I paid for two houses on a single person's modest salary (your numbers make no sense for me to track what you consider average, but I'm well under 6 figures) when I lived in the Seattle area, also not one of the cheapest housing markets. Granted, I used one as a rental, but I still had at least 4 months a year when the rental was empty and I did not charge enough to cover the entire cost of the mortgage in order to keep it rented as much as possible.

So, I had a 250K home I was making payments on, and a $125K house I was making payments on at least a quarter of the year with an additional $200 coming out of pocket even on the months it was rented.

I had a car paymnet.

I had the usual bills: cable, utilities, lawn service, maintenance.

I contributed about 20% of my salary to a 401K.

And ya know what? I had plenty of expendable income. I kept a checking balance of several thousand dollars, I bought what I wanted, when I wanted without looking at price tags. I took at least two vacations a year, I contributed to charitable organizations, I paid for half my dates, I threw dinner parties for my friends, and I don't ever remember having a week or a month where there wasn't money left over.

So, I'm calling b.s. on all your financial whining. Seriously, I genuinely admire most of what you post but on this one topic you are hopelessly irrational. Because if I can do that as a single-income household with just an Associate's degree and no professional certification, and you can't manage to live reasonably decently on what I can only assume is a decent salary as a CPA, you are seriously mismanaging your resources.

Or, as Faira suggested, you're just posting to stir things up.

The jig is up, Frogboy. I'm not buying it.
Last edited by littlebluemonkeymind; November 6th, 2009 at 09:21 pm.
- November 6th, 2009, 09:15 pm
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mari3434 mari3434 is offline
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Indeed, I am surprised at what sort of illogical arguments are coming out of a professional's mouth - I suspect D-Lion may be trying to stir things up. Maybe a sociological experiment?
- November 6th, 2009, 09:29 pm
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D_Lion D_Lion is offline
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littlebluemonkeymind wrote :
The jig is up, Frogboy. I'm not buying it.

Can I sell it to you on credit?
- November 6th, 2009, 09:32 pm
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littlebluemonkeymind littlebluemonkeymind is offline
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D_Lion wrote :
Can I sell it to you on credit?
In light of your obvious fiscal ineptitude, I think not.
- November 6th, 2009, 09:40 pm
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nightling nightling is offline
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littlebluemonkeymind wrote :
OK, Froglet. I'm calling b.s. on all this.

I paid for two houses on a single person's modest salary (your numbers make no sense for me to track what you consider average, but I'm well under 6 figures) when I lived in the Seattle area, also not one of the cheapest housing markets. Granted, I used one as a rental, but I still had at least 4 months a year when the rental was empty and I did not charge enough to cover the entire cost of the mortgage in order to keep it rented as much as possible.

So, I had a 250K home I was making payments on, and a $125K house I was making payments on at least a quarter of the year with an additional $200 coming out of pocket even on the months it was rented.

I had a car paymnet.

I had the usual bills: cable, utilities, lawn service, maintenance.

I contributed about 20% of my salary to a 401K.

And ya know what? I had plenty of expendable income. I kept a checking balance of several thousand dollars, I bought what I wanted, when I wanted without looking at price tags. I took at least two vacations a year, I contributed to charitable organizations, I paid for half my dates, I threw dinner parties for my friends, and I don't ever remember having a week or a month where there wasn't money left over.

So, I'm calling b.s. on all your financial whining. Seriously, I genuinely admire most of what you post but on this one topic you are hopelessly irrational. Because if I can do that as a single-income household with just an Associate's degree and no professional certification, and you can't manage to live reasonably decently on what I can only assume is a decent salary as a CPA, you are seriously mismanaging your resources.

Or, as Faira suggested, you're just posting to stir things up.

The jig is up, Frogboy. I'm not buying it.
I have to say I agree LBMM.

This is no different than picking up the check at a restaurant D. Each party pays their share. There may be unfair cases out there, but you are too smart for that. You'll have a great attorney shaft your ex and pay only your fair share.

But in any case, someday, your kids will hopefully take care of you when you are too old to do it yourself, not to mention, carry on your Frogly genes into posterity.
Last edited by nightling; November 6th, 2009 at 10:34 pm.
- November 6th, 2009, 10:31 pm
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meri75 meri75 is online now
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D_Lion wrote :
As an educated person, I consider it a reasonable baseline expectation that I live in a neighborhood where my neighbors are educated.

Currently, using the rule of thumb that houses are affordable at 2.5 times pre-tax income, my house requires about $150 k, however my neighbors are not educated, so I think I am not in an appropriate neighborhood. This leaves me to guess, but the guess is more than twice that salary.

***

To state it another way, my father told me he made “$60 k after taxes” when I was a child (about 25 years ago.) I checked in the internet, and he paid $63 k for his house (about 30 years ago.) Today, that is a $600 k house. Concordantly, I need about $570 k, net of tax effects, to replicate my father’s standard of living at today’s costs.

Logically, a two income couple is close to half that individually (then add $100 k for the second set of expenses; roughly $1.2 M pre-tax.).

This income would presumably provide for a family (assuming a non-materialistic partner, which is not the norm for my dating experience.)

Of course, my father had relatively secure employment, pension, and other benefits – all things which can no longer be counted on. I do not have readily an adjustment for these losses. Or the effect from longer work hours and the concomitant need to outsource domestic services at additional cost.
I'm a little confused. Are you saying your home is worth $150K? Or that you need a salary of $150K for your home and BAU living expenses? (You might have to really dumb this one down, I don't have a brain for numbers at all.)

Also - I have read your comments, how do you correlate between yourself and your Dad's life? I mean, you've written before you don't have children; is it a reasonable guess on my part your Dad was a father at your age? And therefore skews the correlation somewhat?
- November 6th, 2009, 11:30 pm
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Can_I_just_be_Jo Can_I_just_be_Jo is offline
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I think I may have picked up on the failing of the system. I get around 48,000 a year in spousal and child support. Wow a lot but it is only a fourth of my exes income.*

So dude makes 1,000 a month. So you give 250 to ex-dude. 250 is no where near enough to support a child and it only leaves 750 for dude. You can split it in half and both are screwed.

The system breaks down when you don't actually have enough money to begin with to have a child. Just thought I would throw that out there.

*income exaggerated slightly for effect and to keep everyone guessing what I actually get.
- November 6th, 2009, 11:45 pm
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6dle899 6dle899 is offline
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littlebluemonkeymind wrote :
OK, Froglet. I'm calling b.s. on all this.

I paid for two houses on a single person's modest salary (your numbers make no sense for me to track what you consider average, but I'm well under 6 figures) when I lived in the Seattle area, also not one of the cheapest housing markets. Granted, I used one as a rental, but I still had at least 4 months a year when the rental was empty and I did not charge enough to cover the entire cost of the mortgage in order to keep it rented as much as possible.

So, I had a 250K home I was making payments on, and a $125K house I was making payments on at least a quarter of the year with an additional $200 coming out of pocket even on the months it was rented.

I had a car paymnet.

I had the usual bills: cable, utilities, lawn service, maintenance.

I contributed about 20% of my salary to a 401K.

And ya know what? I had plenty of expendable income. I kept a checking balance of several thousand dollars, I bought what I wanted, when I wanted without looking at price tags. I took at least two vacations a year, I contributed to charitable organizations, I paid for half my dates, I threw dinner parties for my friends, and I don't ever remember having a week or a month where there wasn't money left over.

So, I'm calling b.s. on all your financial whining. Seriously, I genuinely admire most of what you post but on this one topic you are hopelessly irrational. Because if I can do that as a single-income household with just an Associate's degree and no professional certification, and you can't manage to live reasonably decently on what I can only assume is a decent salary as a CPA, you are seriously mismanaging your resources.

Or, as Faira suggested, you're just posting to stir things up.

The jig is up, Frogboy. I'm not buying it.

That will suffice.

You may step down.




bua hahahahahahahahaha




(ps: WOW thats amazing, what you did!!) major kudos.
- November 7th, 2009, 12:11 am
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